Posted by bobnone | Posted in Home Buying & Real Estate | Posted on 18-06-2009
Real Estate Investment Journal ~~ Home & Real Estate Matters ~~

Real Estate is as much up in the air as it was a year ago, when the housing bubble burst. Along with the immediate panic of a year ago, there has been steadily growing worry about real estate in general as an investment. How dependable is it, and who do we believe in the press, in government, and in the media?
There’s no question that it’s a, “good time to buy” because prices are at an all time low and renting won’t give you any chance of profit. A first time home-buyer who can get out of a rental and into a home, will almost always profit by purchasing a home in a good area. Buying properties as investments, is another story.
#1 – Factor in your mortgage
There are a few decent cash-flow models out there, many of them are mentioned in a recent article by Zac Bissonnette. The article points out that a very important part of doing calculations is including your projected financing over the course of your mortgage. It’s all fine and good to look at what you will be getting out of rent, and what you’ll be paying in taxes, but putting those numbers alongside the mortgage numbers is critical. If you go ‘old school’ and put 20% down on a 30-year fixed, you’re still going to do well if your property tracks with inflation.
#2 – Two paths diverged…
There are two very different way to go about investing- the do-it-yourself model and the easy-chair model. In the first case, you are investing in a property or properties yourself, and are fixing, managing, renting all on your own. It’s great to be able to do it your own way, and have control over your investment, but you are getting locked into something. In the other case, you are simply investing in a fund or a trust that is based on a number of properties. It’s a little less exciting, but it can be a much safer and more diversified option. Above all, know thyself; this decision has as much to do with your personality as your need for diversification and risk aversion, and taking the right path can make all the difference. For more on this choice, take a look at this recent article by Joanne Cleaver of the Journal Sentinel here.
#3 – Don’t do anything stupid
This is my favorite life rule. Please don’t do anything stupid, and if you think you’re about to do something stupid, ask a smart person. In real estate, there are a lot of people who you probably shouldn’t ask, in the same way you don’t ask a car salesman what the best make of car is. Finding an unbiased person or website can be tricky as everyone needs to make a living.
If you’re interested in investing in property (free) site, smartzip has a huge amount of useful information, data, market reports and research. They’re also partnered with foreclosure, so when you’re looking at specifics on a particular foreclosure home you’ve found, you have to option of going straight there. If you’re thinking of going to REIT path, you can do research, but ultimately will want to talk to a personal investment professional about your opportunities- there are many ways to get into this side of real estate investing. Above all, know yourself, know your mortgage, and do your homework; if you’ve done this, yes, real estate is still a good investment for you.
Author: Dan Perkins
To know more about Investment Property Rating and Real Estate Analytics [http://www.smartzip.com/s/sz/property/search], check out SmartZip website.
Real Estate Coaching – Part 3
|
|
Trump: The Best Real Estate Advice I Ever Received : 100 Top Experts Share… $15.00 |
|
|
Lot of (4) Combination Realtors Combo Security Key Lock boxes, Real Estate $36.00 |
|
|
Rare 1978 Century 21 Real Estate Vintage Promotional T-Shirt $15.00 |
|
|
FABULOUS! VINTAGE SILVER 4 STRAND REAL PEARL NECKLACE! 50S ESTATE! 28″ LONG!! $34.99 |
|
|
(New) Rich Dad’s Real Estate Advantages: Tax and Legal Secrets (CD) $11.99 |
|
|
Dictionary of Real Estate Terms (Barron’s Business Guides), Jack P. Friedman, Ja $5.25 |
|
|
Estate Find Antique Victorian Edwardian Real HAIR Mourning Pin ~ Named on back $49.99 |
|
|
ESTATE WIDE HOOP DIAMOND 14K YELLOW & WHITE GOLD EARRINGS REAL COOL LOOKING!!!!! $1,490.00 |
|
|
COMMERCIAL REAL ESTATE INVESTING MONEY COMPLETE COURSE $39.97 |
|
|
Ferdinand Fish Real Estate NY 1898 Ellipse #50 Cover ZJ $10.00 |
|
|
ESTABLISHED REAL ESTATE INVESTING PROPERTY FLIPPING WEBSITE BUSINESS FOR SALE $24.99 |
|
|
ESTATE FOUND Vintage Real Rattle Snake Reptile Paperweight in Lucite GOOD COND $9.99 |
|
|
FORECLOSED Absolute NR Real Estate Auction Land Lot Liquidation Sale AR c29/2cr $99.00 |
|
|
STERLING RING MOON STONE VINTAGE ESTATE old silver 7.5 NATURAL REAL FIRE 925 $29.99 |
|
|
STERLING RING MOON STONE VINTAGE ESTATE old silver 6 NATURAL REAL FIRE $35.00 |
|
|
sterling silver ring ONYX BIG BOLD ESTATE 5.5 CLASSY OLD NATURAL REAL 925 $35.00 |
|
|
FULLY AUTOMATED *REAL ESTATE BUY AND SELL* WEBSITE BUSINESS & DOMAIN FOR SALE $0.99 |
|
|
Five Supra Advantage Express II Lockboxes Keyboxes for Real Estate $0.99 |
|
|
RUBY FLOWER natural ring 7.5 CLUSTER ESTATE silver gold STERLING REAL GEMS 925 $49.99 |
|
|
Silver RING GARNET cluster ESTATE GEM 18K WHITE GOLD 7.5 NATURAL REAL DEEP WINE $39.99 |
|
|
SILVER ESTATE RING 9 ruby TRIO WHITE gold natural real bold elegant STERLING 925 $45.00 |
|
|
REAL BLUE SAPPHIRE ESTATE bold RING GEM STERLING OLD 6.5 tricolor GOLD NATURAL W $35.99 |
|
|
SILVER ESTATE RING NATURAL ruby 7.5 ROSE-PINK GOLD trio REAL blue sapphire STERL $39.99 |
|
|
REAL BLUE SAPPHIRE ESTATE bold RING 6 GEM STERLING OLD tricolor GOLD NATURAL $35.00 |
|
|
Silver RING GARNET cluster ESTATE GEM WHITE GOLD 6.5 NATURAL REAL DEEP WINE 925 $45.00 |
|
|
ESTATE ANTIQUE STERLING SILVER REAL INSECT SPIDER LARGE EMBOSSED RING $9.99 |
|
|
FIVE SUPRA iBox LOCKBOX KEYBOX FOR REAL ESTATE $9.99 |
|
|
SECRETS OF SELLING REAL ESTATE Weaver 7 CD Course $10.99 |
|
|
Master The Real Estate License Examinations, Peterson’s $6.08 |
|
|
CALIFORNIA REAL ESTATE EDUCATION,APPRAISAL 2002 $0.99 |
|
|
CALIFORNIA REAL ESTATE EDUCATION,FINANCING,LISTING 1972 $0.99 |
|
|
c1910 Avalon Real Estate Development Co, The Avalon Girl, Philadelphia, Nice! #4 $6.00 |
|
|
c1910 Avalon Real Estate Development Co, The Avalon Girl, Philadelphia, Nice! #3 $6.00 |
|
|
c1910 Avalon Real Estate Development Co, The Avalon Girl, Philadelphia, Nice! #2 $6.00 |
|
|
c1910 Avalon Real Estate Development Co, The Avalon Girl, Philadelphia, Nice! #1 $6.00 |
|
|
HomeMortgageAgents.com – Top Real Estate/Mortgage Broker Domain Name For Sale $0.01 |
|
|
SagaponackRentals.com Hamptons NY Real Estate Domain Sagaponack Rentals .com $495.00 |
|
|
CUSTOM REAL ESTATE FSBO PORTAL WEBSITE FOR SALE NR $9.99 |
|
|
The Beginner’s Guide to Real Estate Investing NEW $20.24 |
|
|
Guangzhou Homes .com – Real Estate Domain Name NR $0.01 |
|
|
DIARY of a MAD [Florida & MA] REAL ESTATE AGENT Humorous Paula Lynn Rose SIGNED $5.00 |
|
|
How to Make Money With Real Estate Options: Low-Cost, Low-Risk, High-Profit Str $9.27 |
|
|
Owner Finances.info REAL ESTATE/HOME/HOUSE/FINANCING/SELLER/PROPERTY DOMAIN NAME $250.00 |
|
|
Vintage estate pipes yellow bowl KBB cured w real honey smoking pipe $35.80 |
|
|
7.9″ GOLD – REAL ESTATE – Realtor – BRACELET- Charm – Add-A-Bead – In USA $8.90 |
|
|
Vintage 1962 ACQUIRE Finance Bookshelf Game 3M Complete Real Estate $19.99 |
|
|
Vintage Dissatisfied Homebuyer? ASK ME T-Shirt Soft 80s Real Estate Vtg XL $14.99 |
|
|
LOT OF 4 SOFTBACK REAL ESTATE INVESTING AND FLIPPING EDUCATIONAL BOOKS GREAT LOT $7.99 |
|
|
Real Estate Investment and Acquisition Workbook, Howard A. Zuckerman, Acceptable $10.33 |
|
|
Real Estate Agent Mike Ferry One On One Retreat 12 DVD’s $25.00 |
|
|
Essentials of Practical Real Estate Law by Daniel F. Hinkel (2007, Other,… $3.00 |
|
|
Rare c1920s San Francisco Real Estate Photograph Building Lake Street For Sale $9.99 |
|
|
(New) REAL ESTATE, MORTGAGE, LOAN, POCKET CALCULATOR $15.95 |
|
|
Closed Door Training Shark Tank Millionaire Barbara Corcoran – Real Estate Mogal $15.00 |
|
|
Commercial Real Estate Analysis And Investments by Norman G. Miller, Jim… $50.00 |
|
|
Hp 12C Mortgage, Business, Real Estate Calculator W/ Case $10.00 |
|
|
Lot Of 5 Bradbury Real Briar Estate Pipes Made In Greece $14.99 |
|
|
Timing the Real Estate Market: The Campbell Method 2nd Edition Robert Campbell $4.99 |
|
|
SUNNY DAY REAL ESTATE 2009 MFNW Gig Concert POSTER Portland Oregon Musicfest NW $11.09 |
|
|
Why the Real Estate Boom Will Not Bust – And How You Can Profit from It: How to $4.99 |
|
|
Trump: The Best Real Estate Advice I Ever Received: 100 Top Experts Share Their $1.00 |
|
|
4 RICH DAD BOOKS CASHFLOW QUADRANT/PROPHECY/REAL ESTATE RICHES/INVESTING GUIDE $19.95 |
|
|
Making Money with Free and Clear Real Estate Properties- Amazing Profits on CD $32.70 |
|
|
1947 Ad Flitcroft Lightbourn Real Estate Insurance Brokers Hamilton Bermuda $37.95 |
|
|
How to Get Started in Real Estate Investing by Robert Irwin (2003, Abridged,… $5.00 |
|
|
1 OZ SILVER * Hi God .US * REAL ESTATE AD ART BAR .999 TROY – 90 DAY BUY BACK $75.00 |
|
|
1923 Ad Bonita Vista Country Real Estate Home Highland Park Illinois McGuire Orr $41.95 |
|
|
1922 Ad Kiawassa Home St. Lawrence River Canada Property Amenities Real Estate $41.95 |
|
|
1925 Ad Great South Bay Mrs. Lanier Real Estate Mastic on the Sea Realty Map $41.95 |
|
|
1925 Ad Rumson New Jersey Estate Household Real Country Club Tennis Lawn Yard $44.95 |
|
|
1927 Ad Marie D. Kling Scarsdale Real Estate Realty R. H. Almiroty Architecture $37.95 |
|
|
1929 Ad Waterville Real Estate House G. F. Terry Maine Residence Sale Realty $38.95 |
|
|
1925 Ad Kenneth Ives Laurentian Mountains Aerial View Summer House Real Estate $38.95 |
|
|
1930 Ad Greenhaven Real Estate V. Green Realty Mamaroneck Rye Long Island Sound $36.95 |
|
|
1929 Ad Prince Ripley Real Estate Bronxville NY Normandy Architecture Realty $36.95 |
|
|
The Abcs of Real Estate Investing by Ken McElroy (2012, Paperback, Reprint) $12.97 |
|
|
Sunny Day Real Estate Diary LP SEALED COLOR VINYL Sub Pop NEW! SDRE $19.95 |
|
|
1925 Ad Monastery Long Island New York Trust North Shore Otis Real Estate Home $38.95 |
|
|
1931 Ad Lake George New York Home Real Estate Deininger Leavitt Realty Amenities $36.95 |
|
|
1931 Ad Great Neck Long Island Chamber Commerce Suburban Home Real Estate Realty $36.95 |
|
|
1931 Ad Baker Crowell Real Estate Kings Point Great Neck Long Island Realty $36.95 |
|
|
1931 Ad Herbert Wheeler Real Estate Darien Connecticut Paris France Letters $37.95 |
|
|
1931 Ad Kenneth Ives Belgrade Lakes Maine Real Estate M. Martens Home Realty $37.95 |
|
|
1931 Ad Samuel N. Pierson Realty Shippan Point Stamford Connecticut Real Estate $37.95 |
|
|
1931 Ad Maplecrest St. Albans Vermont Real Estate S. S. Watson Walbridge Realty $37.95 |
|
|
The Wall Street Journal Complete Money and Investing Guidebook (The Wall Street Journal Guidebooks) $6.95 Unravel the Mysteries of the Financial Markets—the Language, the Players, and the Strategies for Success Understanding money and investing has never been more important than it is today, as many of us are called upon to manage our own retirement planning, college savings funds, and health-care costs. Up-to-date and expertly written, The Wall Street Journal Complete Money and Investing Guidebook … |
|
|
The Wall Street Journal. Complete Real-Estate Investing Guidebook $6.99 The conservative, thoughtful, thrifty investor’s guide to building a real-estate empire.Profitable real-estate investing opportunities exist everywhere as long as you know what to look for and understand how to make prudent deals that transform property into profits. David Crook, of The Wall Street Journal, shows how to make safe and sane investments that ensure a good night’s sleep as your re… |
|
|
International Financial Management (Mcgraw-Hill/Irwin Series in Finance, Insurance, and Real Estate) $106.99 Brand New, ship from CA within 24hrs, International edition. Exactly same content. Actual cover might different than image shown…. |
