Posted by bobnone | Posted in Home Buying & Real Estate | Posted on 04-04-2010
Home Selling Assistants ~~ Home & Real Estate Matters ~~
It’s a sad but too often true fact that when people find themselves in difficult financial circumstances and are facing foreclosure on their homes, they also face being swindled by unscrupulous individuals. To add insult to injury, many of these dishonest persons are so skilled at running their scams that they end up not only with a homeowner’s money, but with his or her home as well. And as the number of US homes going into foreclosure has risen, so has the number of foreclosure scams.
The best way you have of protecting yourself from foreclosure assistance fraud is to learn exactly how these fraudsters work when they offer to aid you. If you are prepared in advance, you will greatly improve your chances of joining their lists of victims.
Equity Skimming
Being short of money can be a very scary situation for anyone, and even more so if your financial shortfall has caused you to become delinquent on your mortgage payments. Foreclosure assistance scammers have developed a strategy called “equity skimming” in which they will offer to purchase your home so that you can pay off your mortgage and save your credit rating.
The scammers, however, will require you to let them take title to your property and promise you a portion of the sales proceeds. But once you have transferred the title to your property, they will use it as a rental to generate some easy income; in the meantime, the bank or lender will institute foreclosure proceedings. You have done nothing to eliminate your responsibility to pay back the mortgage, even though the scammer now has your home, and now the lender does not even have the home to sell to get its money back. Any kind of foreclosure assistance which requires you to relinquish title to your home is simply unacceptable.
Don’t Pay For What Should Be Free
You may have thought of turning to a foreclosure assistance counselor, based on advertising which indicates such agencies will work on your behalf with your mortgage holder and get you the foreclosure assistance you need to stay in your home. They will, of course, require you to pay them in advance for their efforts.
What they fail to tell you, however, is that the services they can provide are often things you could do without having to pay anyone; the most common foreclosure assistance they provide is to get you lender to agree to a short-term lowering of or hiatus in your monthly payments until your financial situation improves. And you should already have been talking with your lender personally to try to reach such an agreement as soon as you knew you were in danger of falling behind in your mortgage.
Always do what you can to get foreclosure assistance for yourself, and get any arrangements you make spelled out in writing, to be reviewed by an attorney. Finally, check with your county’s District Attorney’s Consumer Fraud department when you are considering an offer of foreclosure assistance.
You can also find more info on foreclosures foreclosures homes and homes home foreclosures. Foreclosureshomeguide.com is a comprehensive resource to get help about property Foreclosures.
33 Free Tips on Selling Your Home By Yourself
|
|
VINTAGE THOMAS D MURPHY COMPLETE M.A. LARSEN REAL ESTATE CALENDAR-1956-NM $12.95 |
|
|
Churches, Jails, and Gold Mines: Mega-Deals from a Real Estate Maverick By Stev $1.99 |
|
|
REAL ESTATE T&C FLOATY PEN House Key For Sale Sold ESKESEN FLOATING ACTION $4.50 |
|
|
REAL ESTATE FLOATY PEN Realtor Sold House Keyring ESKESEN FLOATING ACTION $4.50 |
|
|
2 CARAT ROUND REAL DIAMOND ESTATE BRIDAL RING SET 14K WHITE GOLD SZ 5 6 7 8 9 SI $2,957.00 |
|
|
2 CT REAL DIAMOND ENGAGEMENT ESTATE RING 14K Y GOLD SI $1,857.00 |
|
|
HUGE Lot of Real Estate investing books, dvd’s and cd’s $199.99 |
|
|
Real Estate – Renovate – Remodel – Do-It-Yourself $0.99 |
|
|
Brand New! Real Estate Principles $58.09 |
|
|
NEW The E-Myth Real Estate Brokerage – Gerber, Michael $21.46 |
|
|
ESTATE VINTAGE LOT OF 5 GENUINE COLORS REAL FUR PELTS- RABBIT, SQUIRREL, ETC. $19.99 |
|
|
How To Buy Foreclosed Real Estate Theodore J. Dallow $4.99 |
|
|
Real Estate Debt Can Make You Rich: What You Owe T $1.99 |
|
|
BUYING REAL ESTATE FORECLOSURES 3/E $1.99 |
|
|
Qualifier Plus IIIx Real Estate/Business Calculator, Mod 3415, Professional Mod. $55.00 |
|
|
2 CARAT ROUND REAL DIAMOND ENGAGEMENT RING 18K YELLOW GOLD ESTATE $5,285.00 |
|
|
Common Sense Guide to Successful Real Estate Negotiation: How Buyers, 0060914645 $4.97 |
|
|
New York Real Estate Practices by William Allen 0915799529 $9.43 |
|
|
California Real Estate Finance by B. E. Tsagris, John P. Wiedemer 0131114026 $4.97 |
|
|
Real Estate Development Manual by 0791305503 $19.94 |
|
|
Real estate appraisal in a nutshell;: A restatement and simplificatio 0802018610 $37.02 |
|
|
AUCTIONEER Street Sign novelty auction gavel gag antique real estate house $6.99 |
|
|
Real Estate Finance by J. Keith Baker and John P. Wiedemer (2012, Paperback,… $40.00 |
|
|
Vault Guide to Real Estate Careers (Vault Career Guide to Real Estate) $25.19 |
|
|
How to Buy and Manage Rental Properties: The Milin Method of Real Estate… $4.00 |
|
|
Tips & Traps for Getting Started as a Real Estate Agent (Tips and Traps), Robert $10.99 |
|
|
How to Invest in Real Estate With Your IRA and 401K & Pay Little or No Taxes, Hu $10.99 |
|
|
THE COMPLETE GUIDE TO INVESTING IN REAL ESTATE – JAMAINE BURRELL (PAPERBACK) NEW $18.97 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $89.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $189.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $289.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $1,289.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $99.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $199.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $299.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $1,299.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $109.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $209.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $309.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $1,309.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $129.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $229.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $329.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $1,329.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $69.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $169.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $269.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $1,269.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $79.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $179.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $279.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $1,279.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $89.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $189.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $289.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $1,289.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $99.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $199.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $299.99 |
|
|
Blank Flat Postcard Mailers, Brochures Invitations or Cards! House Real Estate $1,299.99 |
|
|
USA Real Estate Agent Business Website For Sale. List Homes Apartments Property $19.95 |
|
|
Sunny Day Real Estate – Diary CD $7.88 |
|
|
NEW Real Estate and Globalisation – Barkham, Richard $88.65 |
|
|
Some Assembly Required A Networking Guide for Real Estate, Thom Singer, Book $26.48 |
|
|
SD, Madison, South Dakota, RPPC, Egan Ave, Lake Park Livery, Holdege Real Estate $39.99 |
|
|
MI, Hartford, Michigan, RPPC, Main Street, Grocery,Real Estate Storefronts,No 15 $44.99 |
|
|
MI, Royal Oak, Michigan, BF Chamberlain Real Estate, 60s Cars,O’Neill No 19569-C $7.99 |
|
|
SD, Castlewood, South Dakota, RPPC, WN Skinner Law & Real Estate, Storefronts $44.99 |
|
|
CA, Antioch, California, Real Estate Office $7.99 |
|
|
Basic Real Estate and Property Law for Paralegals by Jeffrey A. Helewitz… $89.72 |
|
|
60043 Led Real Estate Motel House Rental Sign 24″x12″ $39.99 |
|
|
How to Make Money With Real Estate Options: Low-Cost, Low-Risk, High-Profit Stra $53.96 |
|
|
REAL ESTATE WEBSITE WITH GOOGLE ADSENSE $9.99 |
|
|
One of a kind spoon with real ruby marked 90 estate sale rare collectable gift $9.00 |
|
|
ESTATE – PAIR ROYAL DOULTON REAL OLD WILLOW PATTERN CUPS & SAUCERS DESIGN IN $28.00 |
|
|
Ron Legrand Paper Power for Real Estate Entrepreneurs Investing $49.99 |
|
|
Alan Cowgill Real Estate Private Lending 1, 2 & 3 Complete System $90.00 |
|
|
Alan Cowgill Real Estate Private Lending Complete Bootcamp $60.00 |
|
|
Than Merrill Fortunebuilders Real Estate Wholesaling Flipping Quick Big Profits $125.00 |
|
|
Than Merrill Fortunebuilders Real Estate Rehabbing Rehabbers Reference Manual $125.00 |
|
|
Rent To Own House.info REAL ESTATE/HOME/HOUSES/FORECLOSURE/BANK OWNED WEB DOMAIN $250.00 |
|
|
Instant Tax Relief for Real Estate Agents, Good Books $28.98 |
|
|
Carleton H. Sheets No Down Payment REAL ESTATE Course MINT CONDITION $29.99 |
|
|
REAL ESTATE-DAYS-JAPAN CD E75 $31.99 |
|
|
Diary, Sunny Day Real Estate, $19.37 |
|
|
Sue All Purpose Hydraulic Recline Styling Chair $279.00 The Sue All Purpose Hydraulic Styling Chair is our number one selling reclining salon chair. This hydraulic chair comes with a Heavy Duty Chrome Base for added support and durability. This Chair reclines up to 150 degrees and it has a fully adjustable and removable headrest. The Sue All Purpose can be used as a Styling Chair, Shampoo Chair, Barber Chair, Tattoo Chair, and Waxing Chair All in 1. … |
|
|
Sharp YOP20HII 1MB Electronic Organizer $24.99 Keep up to date on your hectic schedule with the affordable Sharp YOP20H electronic organizer with 1 MB of memory–which will store thousands of entries. This sleek, metallic, touch-screen organizer not only keeps track of important dates and phone numbers, it helps you count calories and has a built-in pedometer. Organizer functions include schedule, telephone/address, and memo modes. The include… |
|
|
How to Start and Run an eBay Consignment Business $11.22 Make big profits on eBay with no upfront investment! Make thousands of dollars per week–with little or no financial risk–selling other peopleâs stuff on eBay. How to Start and Run an eBay Consignment Business explains how to locate and work with consignors and successfully deal in the goods they want to sell, including collectibles, retail store closeouts, estate items, corporate merchandis… |
|
|
Nursing Assistant / Nurse Aid Exam (Second Edition) $19.95 Career opportunities for Nursing Assistants are growing every year, but it is extremely difficult to become part of this dynamic workforce. Candidates must pass a tough certification exam and meet employment requirements. This book is the best choice to prepare for the test and for a career as a Nursing Assistant. It offers four complete Nursing Assistant Exams, with full answer explanations and g… |
|
|
eBay Consignment Selling Business & Drop Off Stores: The Unofficial Guide $9.59 This book will help you determine whether selling seriously on eBay is right for you and, if it is, how to go about it in a profitable way. The recommendations are intended especially for consignment sellers, but most apply equally to other forms of inventory sourcing. Applying just one of the recommendations in this book can save you many times the purchase price. The author has successfully star… |
|
|
Worldwide Soccer Manager 2007 $14.99 Football Manager 2007 is a realistic simulation of the football management world returns, fully updated for the 2007 season and with over 100 new features. Football Manager 2007 allows you to manage clubs in 50 countries and work with a staggeringly extensive database of over 300,000 players and staff, which has been scouted by thousands of experts worldwide…. |
|
|
Gabriel Knight 3: Blood of the Sacred, Blood of the Damned $5.15 Jane Jensen’s spooky private eye is back for another round of supernatural mystery in Gabriel Knight 3: Blood of the Sacred, Blood of the Damned. This installment offers greater challenge and interactivity, with a fantastic 3-D engine designed specifically for the game. Each scene offers multiple vantage points and may or may not bring you another step closer to solving the game’s ultimate mystery… |