Posted by bobnone | Posted in Home Buying & Real Estate | Posted on 27-05-2009
Federal Home Buying Grants ~~ Home & Real Estate Matters ~~
President Barack Obama’s 2009 Stimulus Package is all set to rescue the home owners from bankruptcies & foreclosure. It has brought along several relieves for those who wish to own a home but have none right now. The first time home buyers have much to look up to in the new Stimulus Package. They can get grants & tax credits to make their buy easier.
Here are some key points to qualify & apply for the tax credits & grants to buy your first home:
· As the law suggests the first time home buyer is the one has not owned a principal residence for past 3 years of more. In case of a couple, any of the spouses must not have owned any home in the past 3 years.
· The home that you are buying must be located in US only.
· The income of single person buying the house and apply for tax credit should not be over $ 75,000 per year. In case of a couple this limit is defined up to $ 1,50,000 per year.
· The 2009 tax credits unlike the 2008 tax credits do not have to be repaid.
· The house that you buy must be your principal residence.
· The house purchased cannot be sold further before 3 years. In case you sell it off in these 3 years, then you would be required to pay back the amount in the year of sale it self.
· If your date of purchase is anything between January 1, 2009 & December 1, 2009, you are eligible for a tax credit up to $ 8000.
· In case the purchase is between April 1, 2009 & January 1, 2009, the tax credit is up to $ 7500.
· In case you have got the house amidst these dates but as a gift, inheritance or from some family or acquaintances, you can not apply for the tax credit. Also if you had the house earlier and have moved in to live their in these dates, then you won’t get the credit.
To know more about First Time Home Buyer Grants and to check if you qualify for Government Grants
Click Here –> Federal Home Buyer Grants
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First Time Home Buyer Grant and Federal Stimulus $8000 Tax Credit Info
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