Credit Card Numbers Hacked 2009 ~~Financial Matters of Life ~~
Looking back – 2008 Data Breach
Well, the other end of the year's list. This though (from Info Security Bank) is not reviewing more movies, songs, celebrities but miserable failures in the safety data from 2008. With nine days until the end of 2008, this position might be premature. threats of rape data show no respect for the parties of the year end holidays and frivolities.
The rape incident data 2008 include the old sidings waiting for the missing tapes and data due to error and theft, but also reveals a greater use of technology to break in to steal information database. Numerous "hacking" incident and the infected computer does not only resulted in millions of dollars in cost to the companies, but exposed to a large number of consumer fraud. The stolen data has to go somewhere and can be kept in reserve for use at a later time, possibly change hands frequently before reaching an aggressor. The data are a commodity. After all, identity theft is a business – suppliers, dealers and users endings are the norm, as in any business.
At least one of these offenses began in 2007 and continued in due to the 2008 law enforcement action. offenses last year, while missing no incidents of hacking, focuses more on the missing data. For purposes of comparison, below the top 10 will find links to stories looking back on 2007 and a link to a list of several years. APRPEH is taking the predictions of the stories data loss by the end of 2009.
For the purposes of accuracy, it is important to recognize the difference between a lost backup tapes or disks and stolen computers, hard drives or data devices, and must be differentiated from lost data due to hacking, viruses, malware – any active invasion of data storage systems to steal information. It is this last category with its intention, obviously harmful to steal data (hardware vis a vis), which represents a greater threat equation for consumers. The "how was stolen" question makes a big difference in predicting whether consumers are likely or unlikely to be victims of identity theft.
href = "http://www.bankinfosecurity.com/articles.php?art_id=1120&opg=1" target = "_blank"> Top 10 safety violations, 2008 – Bank Info Security
Ghost of Christmas Past (TJX) Specter still casts on Present and Future
Linda McGlasson, Managing Editor
December 22, 2008
Hannaford From Countrywide to Bank of New York Mellon, 2008 was a year of failure high-profile security or impacting the financial services industry. Here is our list of the 10 – and the lessons to be learned, so do not go back again examine these issues in '09.
1. TJX case winds up, arrests
Earlier this year, The TJX Companies (TJ Maxx retail matrix) settled in federal court and paid millions of dollars to its federal regulator, the Federal Trade Commission, banks, card companies consumer credit and to bring to an end lawsuits that had threatened to overwhelm the company.
The August 11 arrest of alleged pirates accused of stealing more than 40 million credit and debit brings you closer to law enforcement end what remains the biggest hack ever. The U.S. Department of Justice filed charges against 11 alleged hackers worldwide. Some of the hacking gangs were arrested and taken to the U.S. for be tried along with three defendants in the United States. Two of the accused, Christopher Scott and Damon Patrick Toey, who has already pleaded guilty in the case. Others including the leader, Alberto Gonzalez, pending trial.
Lesson learned: The wide range of authors leads to some light that the cyber realm of intelligence have known for some Weather: criminal hackers are part of a very dollars for adults and several billion industry that reaches around the world. No organization is immune to the threat.
2. Bank of New York Mellon
A backup tape encryption 4.5 million customers of Bank of New York Mellon disappeared on February 27, after been sent to a storage facility. The missing tape contains social security numbers and bank account information on 4.5 million customers – including several hundreds of People's depositors and investors in United Bank of Connecticut, who gave Bank of New York Mellon the information so it could offer consumers a investment opportunity.
Lesson learned: In Bank of New York Mellon, we know that when they communicate the data to a third party that their security is as good or better than yours. Encryption is not just something that is good for data held by an institution, is also something to consider for the data that leaves the institution.
3. Hannaford data Violation
In March, the Maine-based Hannaford brothers grocery store chain announced that 4.2 million customer card transactions had been compromised by hackers. More than 1,800 credit card numbers were used immediately for fraudulent transactions.
Banks affected and credit unions were forced to reissue the credit cards and debit cards. Within two days of the notice of default, two class action lawsuits had been filed on behalf of clients against the seller. The retailer says its systems are PCI-compliant, and had passed a PCI assessment shortly before the hack was discovered.
Lesson learned: The case remains open, and forensic reports of security researchers introduced by Hannaford has not been made public. The PCI Council Security has promised that if the requirements of PCI are found to be absent in the light of the report, make changes to strengthen requirements. Hannaford cases as may be the engine which prompted legislation to require prompt notification of a data security breach.
4. Countrywide executives theft
In August, a former Countrywide Financial Corp., senior financial analyst, Rene Rebollo, was arrested and charged by the FBI for stealing and selling personal information of an estimated 2 million applicants mortgage loans. How did he do for a period of two years was to download more than 20,000 customers each week profiles in flash units, work on Sunday nights when no one else was in the office. Rebollo, then took the worksheets to shops business center e-mail to buyers.
Countrywide, now owned by Bank of America, already facing problems of money and reputation because of the subprime crisis before facing Rebollo internal threats.
Lesson learned: While Countrywide and Bank of America now know first hand what a rogue insider can do, other institutions must do a better job of monitoring their employees and the creation of active controls. As the economy continues to produce redundancies, this threat may be even more so, because employees fear looking to take advantage of their status as trust and take information where they face unemployment.
5. GE Money shows up to tape without permission
In early January, Iron Mountain said it could not find a backup tape belonging to GE Money, which contains information about JC Penney and 100 customers of other retailers.
The tape is stored in a vault of Iron Mountain, said a statement from Iron Mountain, on loss, and had been requested by GE Money in October 2007. The tape containing the personal information of about 650,000 customers of JC Penney and other retailers in the 100. GE Money credit card processing for retailers. As a company specializing in records management and archiving of records, Iron Mountain remained unexplained the whereabouts of the tape.
Iron Mountain said it was an unfortunate case of misplaced tape, but said there was no evidence that the information was obtained and used by unauthorized persons. The tape also included missing about 150,000 social security numbers.
Lesson learned: While GE Money paid for credit monitoring for 650 000 credit card holders, Iron Mountain may have learned to better control the media in your location. For other companies that hold personal information, there is no reason to keep it safe from prying eyes. The cost of a violation of data average can reach the finish line of a company. According to a study by the Ponemon Institute, an independent information security breaches and privacy research group, data is costing businesses an average of $ 197 per customer record, above $ 182 in 2006.
6. RSA Report: half a million Bank Stolen ID
In November, the security vendor RSA said it found one Trojan that had taken more than 500 000 credentials of online banking accounts, credit cards and other resources. Company Fraud Action Research Team said that the band behind the piracy of Troy may have been operating for three years. The information is in danger came from hundreds of financial institutions worldwide.
Lesson learned: The Trojan Sinowal is so complicated that the institution or the average customer does not even know they are infected with it. Taking a professional, defense in depth how to protect a network and clients is the best remedy.
7. Compass Bank stolen hard drive, 1 million accounts taken
In the sentence of a former programmer at Compass Bank Bank in Birmingham, Alabama. March revealed that the accused had stolen a hard drive with 1 million customer records and used it to commit fraud debit card. Real Kevin James is now serving a 42 months and ordered to pay more than $ 32,000 that he and an accomplice withdrew from the accounts of customers of Compass Bank. The bank claimed that the customer records contained limited information, but Madrid was able to create 250 counterfeit debit cards. 45 of them used to access and withdraw cash before being arrested.
At the time of sentencing of Real Madrid, Alabama was one of 11 states that do not require companies to automatically notify customers of violations of data.
Lesson learned: Compass Bank dodged a bullet, in terms of cost in this non-compliance. It would have to notify all 1 million the commitment of its customers data theft was the hard drive in a state that requires notification. In addition to the 250 clients that Real Madrid is money, no other customers were notified of the loss of data. This means that 999 750 of the other 1 million customers were not notified of potential risk.
8. Okemo Ski Resort Suffers Hannaford-Like data violation
In a similar attack to what struck Hannaford Brothers in March, the Okemo Resort in Vermont, said in April that he had been beaten by hackers who installed malicious software to capture credit card data as it was pending on appeal. Police officers at the time said they were investigating 50 other similar incidents in the northeast.
Lesson learned: PCI compliance is a driver's license – which can mean that a seller has stood the test of compliance, but not necessarily mean compliance.
9. Retailer Montgomery Ward
Six months after a rape that occurred in the parent company of Montgomery Ward website, the company's Direct Marketing Services, finally began notifying customers that their credit card information was stolen in the hack. At least 51 000 records were stolen from a database in December 2007.
Direct Marketing said it had contacted quickly your payment processor and Visa and MasterCard, and also notified the U.S. Secret Service.
Lesson learned: Direct Marketing Services was forced to contact customers after the company CardCops, a research firm that keeps track of credit card theft for financial services industry, which is more than 200,000 payment cards offered for sale in an Internet chat room often frequented by card thieves. It is better to take the role of public relations and confess the offense that may be faced with claims data reporting violation by consumers and the state attorney general.
10. More than $ 5 million ATM Capers Taken By
ATM is Capers hitting everywhere. In June, two men were accused of making hundreds of withdrawals from New York City ATM, seizing $ 750,000 in the process, to steal information from a previous computer intrusion into a Citibank server that processes ATM withdrawals. One of the same defendant allegedly received $ 5 million in withdrawals from accounts iWire prepaid MasterCard.
Lesson learned: while Citibank denied the accusation in the indictment that your server has been violated and guilt a third-party transaction processor for the compromise, still meant that they had notified and reissued new debit cards to those customers that the bank believed to have been exposed to greater risk.
href = "20Opinion http://www.csoonline.com/article/216878/The_Top_Data_Breaches_of_?page=1%" target = "_blank"> 10 data breaches, 2007 – CSO Online
About the Author
APRPEH is a seasoned identity theft investigator having helped numerous consumers with identity theft matters.
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